Provident Bank

Senior Personal Banker - South Amboy - Full-time

About the Employer

Job Description

POSITION OVERVIEW: At Provident Bank, the Senior Personal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience and has a thorough understanding of our core culture of the "attraction, expansion, and retention" of customer relationships. The Senior Personal Banker provides a high-level of service while greeting customers, performing needs-based assessments, opening accounts, cross selling, tele-consulting, developing relationships, servicing accounts, and acting as lobby manager. Researches and resolves complex account issues and/or customer inquiries. Promotes organizational products and services by referring current or prospective customers to the Assistant Branch Manager, Branch Manager, Market Sales Manager, or appropriate internal or external business partners. Additional responsibilities include processing customer transactions, including but not limited to check cashing, withdrawals, deposits, and loan payments. This position will focus on managing a book-of-business that is comprised of customers with the management objectives being retention and relationship development. Serves as a liaison to actively refer and coordinate specialist support from lending, investment, trust specialists, treasury management and other internal and external business partners. The Senior Personal Banker is self-motivated, a problem solver, functions independently and as an operational supervisor when necessary, and provides flexibility of coverage for the Branch by providing all aspects of sales and service. This position may be eligible to obtain Life and Health Licensing. All Provident Bank employees are expected to adhere to the Bank’s Code of Ethics, Core Values, and Mission Statement. Works under general supervision. KEY RESPONSIBILITIES: Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers. Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services. Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner. Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships. Advance the Bank's Corporate Sales Program through the consultative need’s assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business. MINIMUM QUALIFICATIONS: High school diploma or GED. Minimum of 6 months providing sales/service to customers in a retail environment. Strong interpersonal skills, including listening, written and verbal communication. Ability to work a flexible schedule based upon the needs of the business. Demonstrations positive and professional demeanor with all customers and co-workers. Strong math and analytical skills. Ability to handle escalated matters and problem solve for resolution. Understand and adhere to safety and security practices. Demonstrate and apply good relationship building skills. Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities. Strong customer service and advocacy skills. Strong organizational and time management skills. Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office. Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence. PREFERRED QUALIFICATIONS: 2 years providing sales and service to customers in a retail environment. Retail banking experience. Supervisory experience. Life and Health Licenses to support investment program. WORKING CONDITIONS: Retail Banking Branch Areas. Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed. Lifting from 5 to 25 lbs. (Coins). Prolonged sitting/standing. Occasional bending or stooping (To retrieve coins from individual vault). Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations. This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. J-18808-Ljbffr